Choosing a life insurance policy

There are so many life insurance options out there that one can spend a lot of time on just choosing what type of life insurance they need. But before you even start thinking about your options, decide whether you need life insurance at all. It's the most important decision concerning this type of insurance, because if you don't really need it then it's better to go without it altogether. But if you feel the need to keep some...

Art-based activities

A recent report by several independent researchers concludes that participating in the arts nurtures the development of social, personal and cognitive skills. Programs based on Arts can improve academic achievement and decrease the tendency towards delinquency. It helps youth form positive attitudes about themselves and build self-esteem. Arts programs involve communication, interpretation and understanding of complex...